Pay Raise Professor

Like most of you reading this blog, I wanted to begin doing some things that were important to me—having money at the end of the month, saving for my daughter’s college education, taking a vacation, saving for retirement.  As a college professor, I was totally dependent on each year’s pay raise to realize any of these goals, but the raises barely kept up with inflation, much less allowed me to have anything extra.
Even though I was happy as a college professor, I always wanted to have my own training and consulting business, and I believed I could make a lot more money as well.  Sixteen years ago, I quit my teaching job and started my own business.  I did make more money, but I also accumulated a lot more debt.  So instead of giving myself a pay raise, I actually took a pay cut because of my increased debt. How many people do you know who make more money today than they did five years ago but have nothing to show for it?
I was fed up.  I had left a good job to take on the challenges of running a business, only to find myself in the same financial shape, even worse.  At this point I decided to look for a way out of my indebtedness, once and for all—and to give myself the pay raise I was looking for all along.  After searching for some time, I found a number of debt elimination “systems” which I developed into one that would work for me.  That system, which I now call the PayRaise Professor’s Debt Elimination System, changed my life forever.  By eliminating my debt, I have literally given myself a BIG pay raise.  If you’re interested in reading more about the book I created about this system, go to www.PayRaiseProfessor.com

I recently read an article Yahoo.com, concerning “Five Sure Ways to Get a Raise,” by Penelope Trunk http://finance.yahoo.com/expert/article/careerist/28422.  Although these ways will certainly help, I’m amused that no one has thought of debt elimination as a way to really give oneself a big raise.  In fact, for the average employee today, if he or she eliminates his or her debt, it is equivalent o getting a 40% raise within a short period of time.  How so?  According to our research, the average employee in America today has a 40% debt load—40% of his or her income goes to debt payments (credit cards, car loans, student loans, mortgage, etc.).   When that debt is eliminated following the PayRaise Professor’s system of debt elimination, that average worker is debt free in 1-3 years if they don’t have a mortgage, and 5-8, if they do.  Think about the amount of money you pay out to your creditors each month.  If you didn’t owe that money, you’d have that much more income to work with each month. 

I’ve been helping employees give themselves a pay raise for about 10 years now by showing them how to eliminate their debt on their own, nd although we’ve helped thousands, I’m still amazed that more people haven’t figured this out before now.

Our is a simple to use mathematical formula that anyone can follow, and it is guaranteed to work every time.   If you would like a free series of articles on the subject, go to http://www.payraiseprofessor.com, and start giving you the pay raise you deserve, without having to depend on your boss to give it to you.

Hello Friends,

This is my first post on the Pay Raise Professor’s blog…I welcome you here. I plan to share different ideas and articles that will help you give youself a BIG pay raise by eliminating your debt….yes, by eliminating your debt. You already have enough money coming in to more than meeting your obligations, with a lot left over. The problem is, we give away our pay to our creditors…a little to some, a lot to others. Did you know that the average worker today has a 40% debt load? By that I mean, 40% of his or her paycheck goes to creditors. If you want to know how to figure your debt load, divide your total amount of monthly debt payments by your monthly income. So, if you eliminate your debt, that is the amount of extra income you will have! Amazing isn’t it. I’ll see you back here soon.